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Commercial Property Loans

When your business is ready to expand, renovate, build or acquire property, Butterfield offers a number of choices to finance your endeavours.


Commercial Property Loans Summary


How much can I borrow?

Up to 65% of the lower of purchase price or value.

How long can I borrow for?

Commercial property attracts 15 year term.

Repayment options

Normally by regular monthly payments.

Security for loan

Legal charge over the property + suitable insurance assigned to the bank.

Interest rate

Variable, usually 2% above prime lending rate. Calculated on outstanding
daily balance and charged monthly.

Arrangement fee

An arrangement fee of 1% of the loan, minimum $100 is charged.

Other costs

Bank & legal fees of about 2% of the loan. Government fees & duties of
between 5% to 7.5% of loan amount/value of property.


Requirements include financial statements + property valuation + purchase agreement.


For more information, please contact us:

Corporate and Business Loans
Tel: (345) 949 7055
Fax:  (345) 949 7004




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