Butterfield is a leading financial institution in the Cayman Islands. We offer a comprehensive range of private and commercial banking services to our customers. We have a substantial mortgage portfolio on homes and commercial premises in the Cayman Islands, as well as provide loans for vehicles and personal items.

In order to further improve the service and coverage to our customers, we now offer a new homeowner's insurance policy. Delivered through Island Heritage, an associate company, this policy provides clients with greater protection at a more competitive price.

Island Heritage is a specialist property insurance company with a strong shareholder panel comprised of financial institutions and individuals with strong ties to the insurance industry. The company is domiciled in Grand Cayman and currently writes business in various Caribbean Islands and is particularly interested in providing insurance cover to homeowners.

Island Heritage has a strong capital base and substantial reinsurance protection. In addition to a high level of security, clients are provided with service that is second to none. They are rated by A.M. Best Co., as A-(Excellent) and details are available from Island Heritage's website.

Island Heritage has produced an insurance package designed to provide comprehensive protection for homeowners. The policy has been written and the covers have been selected with the aim of providing (in a single document) the full range of insurances required by the homeowner.

The policy wording has been simplified and structured in a way that promotes greater understanding of the covers provided. These are presented in separate sections, which detail the INSURANCE COVER and the EXCLUSIONS using a ‘split-page’ format.