Butterfield is a leading financial institution in the Cayman Islands. We offer a comprehensive range of
private and commercial banking services to our customers. We have a substantial mortgage portfolio on
homes and commercial premises in the Cayman Islands, as well as provide loans for vehicles and
In order to further improve the service and coverage to our customers, we now offer a new homeowner's
insurance policy. Delivered through Island Heritage, an associate company, this policy provides clients
with greater protection at a more competitive price.
Island Heritage is a specialist property insurance company with a strong shareholder panel comprised of
financial institutions and individuals with strong ties to the insurance industry. The company is domiciled
in Grand Cayman and currently writes business in various Caribbean Islands and is particularly
interested in providing insurance cover to homeowners.
Island Heritage has a strong capital base and substantial reinsurance protection. In addition to a high
level of security, clients are provided with service that is second to none. They are rated by A.M. Best
Co., as A-(Excellent) and details are available from Island Heritage's website.
Island Heritage has produced an insurance package designed to provide comprehensive protection for
homeowners. The policy has been written and the covers have been selected with the aim of providing
(in a single document) the full range of insurances required by the homeowner.
The policy wording has been simplified and structured in a way that promotes greater understanding of
the covers provided. These are presented in separate sections, which detail the INSURANCE COVER and
the EXCLUSIONS using a ‘split-page’ format.