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Fixed-Term Deposits

Fixed-term deposits have two important advantages over most investment opportunities: low risk; and no surprises! That's because everything is fixed in advance—the amount you invest, the length of time it's invested and the rate of interest that's applied.


The benefits are clear:

  • Higher rates of interest—by investing your money for a set period you earn more interest than if you maintained it in a current or savings account.
  • Safe and secure—on the day you place your deposit you will know exactly how much it will be worth when the fixed term ends.


Choosing a Fixed Term Deposit


The minimum amount required for initial investments is CI$1,000 (also minimum in USD, CAD, GBP and EUR).

We also offer deposits in other currencies. Please call (345) 949 7055 for more information.

The length of the fixed term is typically between one week and 12 months. For CI$ and USD deposits the period can be up to three years.

If you wish to add funds to or withdraw funds from the deposited amount during the set period, administration and other fees may apply. However, if you wish to renew or amend the deposit at the end of the fixed period, you can do so free of charge if you provide at least two working days' notice. There is no minimum amount restriction for adding or withdrawing funds.

How to apply

Our fixed-term deposits are only available to Butterfield customers. To apply for, break or amend a fixed-term deposit, simply download the relevant form and return it by e-mail using the address provided below, or to any of our Banking Centres.

For more information, please contact us at:

Tel: (345) 949 7055
Fax: (345) 815 7959




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